The price of shares and income from them can go down as well as up and you may not get back the full amount that you invested. Past performance is no guarantee of future performance. Currency fluctuations will affect the value of overseas investments. Please consult your professional advisor before deciding to invest. Issued by the branch of Franklin Templeton Investment Management Limited in Dubai (“FTIML”), authorised and regulated in the UK by the Financial Services Authority and regulated in Dubai by the DFSA. This marketing material is directed at wholesale customers and not Retail Customers. Please be aware that the financial products and financial services offered by FTIML in Dubai are only available to individuals deemed by FTIML to satisfy the regulatory criteria to be a Client.